Monthly Archives: January 2016

Open-ended investment funds

Acting in the investors’ best interests at all times Open-ended investment funds are often called ‘collective investment schemes’ and are run by fund management companies.

Pooled investment schemes

Investing in one or more asset classes Investing in funds provides a simple and effective method of diversification. Because your money is pooled together with that of other investors, each fund is large enough to diversify across hundreds and even thousands of individual companies and assets. A pooled (or collective)… Read More»

Pound-cost averaging

A time-tested method for controlling risk over time It’s natural to be looking for ways to smooth out your portfolio’s returns. Investing regularly can smooth out market highs and lows over time. In a fluctuating market, a strategy known as ‘pound-cost averaging’ can help smooth out the effect of market… Read More»

Taking a long-term view

Remember your reasons for investing in the first place Stock markets can be unpredictable. They move frequently – and sometimes sharply – in both directions. It is important to take a long-term view (typically ten years or more) and remember your reasons for investing in the first place.

Allocating wealth

One of the most important investment decisions you ever make How you choose to allocate your wealth between different asset classes will be one of the most important investment decisions you ever make. Asset allocation can account for the majority of your portfolio returns over the long term, so it’s… Read More»